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We are now ISO/IEC 27001:2022 certified, and Jia has won the ASOCIO 2026 AI in Workforce & Future Skills Award.

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Software development company in Manila, since 2014

Daring to dream with you.

We're the Filipino engineering team behind UnionBank Online and award-winning apps for the country's leading banks, property developers and brands. About 300 engineers, designers and project managers work here, and we're ISO 27001 certified.

UnionBank Online, the mobile banking app White Cloak builds for UnionBank
UnionBank UnionBank’s vision, built together since 2016

We build for the country's banks, property developers and retailers.

28 of the brands we have built for, in banking, insurance, property, retail and the public sector.

We won UnionBank's first hackathon in 2016. The app that came out of it now has more than 10 million downloads.

<6 months
Between the hackathon win and the app's launch
4.8★
The app's Google Play rating across 383K reviews
22
Published case studies in banking, property, retail and government

We design, build and run software for Philippine enterprises.

All services

Apps we built for UnionBank, Robinsons, Ayala Malls and UnionDigital Bank

All case studies
UnionBank Our flagship project

UnionBank Online

We have worked on the app since its first release. It was the first Philippine bank app with fully digital account opening and mobile check deposit.

We also helped build The Portal, UnionBank's corporate banking platform.

Read the case study
The Portal, UnionBank's corporate banking platform UnionBank Online mobile app
RMalls+ app
Robinsons Land

RMalls+

The loyalty and lifestyle app for Robinsons Malls, launched in December 2021. 10% of its users stay active, against a norm of 3 to 4%.

318K downloads by November 2023
Zing app
Ayala Malls

Zing at Ayala Malls

The first mall super-app in the Philippines, with more than 5,000 stores in its directory.

1M+ Google Play downloads
UnionDigital Bank website
UnionDigital Bank

UnionDigital Bank

We shipped an MVP website in two weeks for the BSP review, then built the full digital bank site.

106K users in the first 90 days

Three products of our own

Our product teams also run Jia, Whitebank and KORA, so we know what it takes to keep software going after launch.

Explore products
Jia SOC 2 Type I

AI hiring that screens CVs and interviews candidates in English, Filipino and Taglish.

An AI CV screener, a 24/7 AI interviewer and a built-in applicant tracking system, in production with recruiters today.

Jia recruiter dashboard on a laptop

A short history of White Cloak

  1. 2014 Founded Four developers start the company in Manila, with no outside investors.
  2. 2016 U:HAC champions Grand champion at UnionBank’s first hackathon. More than 400 people took part.
  3. 2017 UnionBank Online The new app goes live. We still work on it with UnionBank today.
  4. 2018 Zing Launches for Ayala Malls.
  5. 2021 UnionDigital Bank We are among the core builders of one of the country’s first digital banks.
  6. 2026 JLabs Innovatech joins us The same year, we earn ISO/IEC 27001 certification and Jia wins at ASOCIO.

Certifications and awards

All awards & certifications
ISO/IEC 27001:2022 Certified since June 2026 by Shamkris Global (IAS-accredited)
“In my 36 years of experience and after auditing more than 600 organizations, I have never seen anything like this.”
Our ISO 27001 certification auditor
The certificate covers software design, development, testing, delivery, project management and staff augmentation.
  • 2026 AI in Workforce & Future Skills Award, for Jia ASOCIO
  • 2026 Recognized among the first three to apply as a DICT-Trusted Assessment Provider DICT, Philippine CyberCon
  • 2021 Two Bronze Stevies for Innovation in Technology Asia-Pacific Stevie Awards
  • 2020 Fast Enterprise Award Asia Pacific Enterprise Awards
  • 2020 Circle of Excellence, SME Company of the Year 11th Asia CEO Awards
  • 2018 Partner of the Year and Innovator of the Year UnionBank
White Cloak receiving the ASOCIO AI in Workforce & Future Skills Award in Jakarta, October 2026
Our team in Jakarta in October 2026, accepting the ASOCIO AI in Workforce & Future Skills Award for Jia.
In our clients' words
“They have been instrumental in developing groundbreaking products such as UnionBank Online and the Portal. Their dependability and competence have earned them their place as our long-term and most valuable partner as we continue to shoot for the stars. It is with personal joy when I describe White Cloak as being proudly digital and proudly Filipino.”
Henry AgudaThen Chief Technology & Operations Officer, UnionBank of the Philippines

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White Cloak team members collaborating at the Ortigas office

We're hiring engineers, designers and product people.

New graduates can start through Launchpad, our fresh-graduate track.

Tell us about your project.

Send us a few lines about what you're building. Someone from our team will reply within 24 hours.

Let's talk hello@whitecloak.com